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Credit Saison
-5.39%
Financial services / Consumer Finance and Services
At a Glance | Core Facts | Company | Industry | Competitors | Stock Swings | News | Income | Balance | Cash Flow | Growth | Enterprise | Ratios | Metrics | Dividends | Risks | SWOT | Porter's Five Forces | PEST | Score Positive | Clusters | Reports | WebCredit Saison is a Japanese financial services company that specializes in credit cards and loans. It was founded in 1951 as Saison Card Co. and was officially renamed to Credit Saison Co., Ltd. in 1992. The company is headquartered in Tokyo, Japan and has expanded its services to other countries such as the United States, Hong Kong, China, and South Korea.
Credit Saison offers a range of credit cards that cater to different individuals and businesses, including ones with cashback rewards, travel benefits, and membership perks. They also offer financial services such as personal loans, installment plans, and insurance.
As of 2021, Credit Saison has over 8.6 million credit cardholders and over 81 million installment loans. The company has a strong presence in the retail and e-commerce sectors, and has partnerships with major retailers and online platforms in Japan.
Credit Saison is committed to sustainability and has implemented initiatives to reduce its environmental impact, such as promoting paperless billing, using renewable energy, and reducing carbon emissions. They have also established a corporate social responsibility program focused on supporting education, community development, and disaster relief efforts.
Overall, Credit Saison is a reputable and established financial services company in Japan, known for its innovative products and commitment to sustainability and corporate responsibility.
1. Long history: Credit Saison was established in 1951, making it one of Japan's oldest and most experienced consumer finance companies.
2. Diversified financial services: The company offers a wide range of financial services including credit cards, loans, insurance, and investment products.
3. Strong customer base: Credit Saison has a large customer base of over 45 million people, including both individuals and corporations.
4. Innovation and technology: The company has been at the forefront of using technology and data analytics to create innovative financial products and services for its customers.
5. Strong financial performance: Credit Saison has consistently delivered strong financial results, with stable revenue growth and profitability.
6. Social responsibility: The company has a strong commitment to social responsibility and sustainability, promoting financial literacy, and supporting social and environmental initiatives.
7. Global reach: Credit Saison has expanded its presence beyond Japan to other countries in Asia, such as China, Hong Kong, Vietnam, and Thailand.
8. Partnerships with major retailers: The company has strategic partnerships and co-branded credit cards with major retailers, providing customers with exclusive benefits and rewards.
9. Employee diversity and development: Credit Saison values diversity and invests in the development of its employees, creating a positive and inclusive work environment.
10. Awards and recognition: The company has received numerous awards and recognition for its financial products and services, customer satisfaction, and corporate social responsibility efforts.
The Credit Saison company is a Japanese financial services company that primarily offers credit cards and installment loans to individuals and businesses. Their business model centers on issuing credit products and earning interest and fees from their customers. They also provide various other financial services such as credit checks, credit analysis, and debt collection. In addition, they partner with retailers and other businesses to provide installment payment options for their customers. The company also has a loyalty program and offers rewards and benefits to its cardholders. Overall, Credit Saison's business model focuses on generating revenue through interest and fees while also providing convenient and flexible payment options for consumers.
1. Established in 1951, Credit Saison is one of the largest credit card issuers in Japan.
2. The company was originally founded as The Ginko Credit and Finance Co., Ltd. but changed its name to Credit Saison Co., Ltd. in 1976.
3. Credit Saison is headquartered in Tokyo, Japan and operates 30 domestic branches and offices throughout the country.
4. The company employs over 7,000 employees and has a market capitalization of over $9 billion.
5. Credit Saison issues credit cards under different brands, including APLUS, VIEW, and LINE Pay.
6. The company also offers various financial services, such as card loans, personal loans, and credit guarantees.
7. As of 2020, Credit Saison had over 49 million credit card holders and processed over 50 billion card transactions per year.
8. In addition to its domestic operations, Credit Saison has expanded internationally and now has subsidiaries and partnerships in several countries, including the United States, China, and Indonesia.
9. In 2020, Credit Saison received the award for Best Credit Provider in Japan from the Global Banking & Finance Awards.
10. The company is committed to sustainability and has initiatives in place to promote responsible lending, diversity and inclusion, and corporate social responsibility.