Comerica

-10.03%

1. Dependence on Interest Rate Sensitivity: Comerica has become increasingly reliant on fluctuations in interest rates for revenue. If rates remain low, the bank's ability to generate income from this source will be reduced, which could have a negative impact on overall financial performance.

2. Concentration Risk: Comerica is highly concentrated in a few geographic areas and industries. This can put the bank at an increased risk as any downturn in the economy in any of these specific areas could significantly affect its portfolio.

3. Regulation Risk: Comerica is subject to ever-changing regulations from both state and federal regulators. If the banking industry were to become more heavily regulated, it could put the bank in a difficult position to remain competitive and profitable.

4. Credit Risk: Comerica is exposed to a variety of credit risk, where it must assess the ability of borrowers to pay back loans. While Comerica has taken steps to mitigate credit risk, any failure on the part of borrowers to repay their loan could result in significant losses for the bank.

5. Competitive Risk: Comerica faces a lot of competition from other banks and financial institutions. This could lead to a decrease in profit margins, as Comerica must continually innovate and invest in its business model to stay ahead of competitors.