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UnitedHealth Group
-22.43%
Insurance and reinsurance / Healthcare and health insurance
At a Glance | Core Facts | Company Due Diligence: | Industry Due Diligence: | Competitors | Stock Swings | News | Income | Balance | Cash Flow | Growth | Enterprise | Ratios | Metrics | Dividends | Risks | SWOT | Porter's Five Forces | PEST | Score Positive | Clusters | Reports | Web1. Potential Overuse: Vision and Dental insurance policies could encourage people to get services that are not medically necessary. This could lead to an increase in medical costs for the insurer if people overuse their coverage.
2. Limited Coverage: Some vision and dental insurance policies may not cover certain treatments or procedures, which could create financial hardship for those patients who need them.
3. Price Increases: Insurance premiums could increase in the future, depending on the number of people enrolled in a particular plan. This could make the plans less affordable or even prohibitively expensive for some individuals or families.
4. Deductibles & Co-Pays: Even if an individual or family has coverage, they may still responsible for paying significant deductibles or co-pays for their services. This could make vision or dental care very expensive, particularly if the policy does not cover pre-existing conditions.
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