Washington Federal

-4.9%

1. Regulatory Risks: Washington Federal is subject to regulatory compliance in the financial services industry, which means its activities are subject to changing laws and regulations from both the federal government and other regulatory agencies.

2. Interest Rate Risk: Washington Federal is exposed to fluctuations in interest rates, which can lead to a decrease in margins, the ability to make new loans and the value of existing loans.

3. Loan Concentration Risk: Washington Federal’s loan portfolio is generally concentrated in only a few industry groups or geographic locations, which can lead to increased risk and volatility in returns during economic downturns.

4. Reputation Risk: If Washington Federal fails to properly manage its reputation in the marketplace, customers may not have the same trust in the bank as they would with its competitors.

5. Market Risk: Washington Federal is subject to market risk, which can have a direct or indirect impact on the company’s financial position. Market risk is associated with the movement of the stock prices, foreign exchange rates, commodity prices and other market factors.