Arrow Financial Corp.

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Arrow Financial Corp. is a bank holding company based in Glens Falls, New York. It was founded in 1851 as the Glens Falls National Bank and Trust Company and has since expanded to offer a wide range of financial services, including banking, investment, and insurance products. The company operates through its two subsidiary banks, Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company, as well as its wealth management division, Upstate Agency LLC. Arrow Financial Corp. is publicly traded on the NASDAQ under the ticker symbol AROW. The company prides itself on its commitment to community banking, with a focus on personalized service and community involvement.

Arrow Financial Corp. is a bank holding company that is primarily focused on community banking and wealth management services. The company operates two subsidiary banks, Glens Falls National Bank and Trust Company and Saratoga National Bank, which serve their local communities in upstate New York.
What sets Arrow Financial Corp. apart from other banking companies is their strong commitment to building long-term relationships with their customers and providing personalized financial solutions tailored to their unique needs. They prioritize local decision-making and are deeply involved in the communities they serve, supporting various charitable and community organizations.
In addition, Arrow Financial Corp. has a strong track record of financial stability and consistent growth, with a 35-year track record of uninterrupted dividends for its shareholders. They have also received numerous awards and recognition for their financial performance, customer service, and community involvement.
Overall, Arrow Financial Corp. stands out for its customer-centric approach, community focus, and strong financial performance, making it a respected and trusted banking company in its region.

Arrow Financial Corp. is a holding company that operates through its two subsidiaries, Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company. The company provides a range of banking and financial services to individual and business customers in the Northeastern region of the United States.
The company's business model involves generating revenue primarily through interest earned on loans and investments, as well as fees from various banking and financial services. This includes traditional banking services such as checking and savings accounts, loans, and mortgages, as well as wealth management, insurance, and trust services.
Arrow Financial Corp. focuses on building long-term relationships with its customers and communities through personalized and high-quality services. The company also strives to maintain a strong financial position and pursue growth opportunities through strategic acquisitions.

1. Arrow Financial Corporation was founded in 1851 as the Bank of Glens Falls in Glens Falls, New York.
2. In its early years, the bank primarily served the local community and surrounding areas in upstate New York.
3. In 1998, the Bank of Glens Falls changed its name to Glens Falls National Bank and Trust Company.
4. In 1983, Arrow Financial Corporation was formed as the holding company for Glens Falls National Bank and Trust Company.
5. Today, Arrow Financial Corporation is a publicly traded company on the NASDAQ stock exchange under the ticker symbol AROW.
6. The company has a market cap of around $500 million and is considered a small-cap bank holding company.
7. In addition to Glens Falls National Bank and Trust Company, Arrow Financial Corporation also owns Saratoga National Bank and Trust Company, another community bank in upstate New York.
8. Arrow Financial Corporation has a strong track record of growth and profitability, with total assets of over $3 billion, deposits of over $2.4 billion, and loans of over $1.8 billion as of 2021.
9. Despite its local focus, Arrow Financial Corporation has been recognized nationally for its financial performance and shareholder returns.
10. The company has been named one of the Top 200 Community Banks in the country by American Banker magazine for several years in a row.