Franklin Financial Services

Franklin Financial Services is a public financial holding company headquartered in Chambersburg, Pennsylvania. It was founded in 1907 and has been publicly traded since 1988. The company operates primarily through its subsidiary, F&M Trust, a community bank that offers a wide range of financial services including personal and business banking, wealth management, and insurance. F&M Trust has locations throughout South Central Pennsylvania and has been serving customers for over 110 years.
The company’s overarching goal is to be the preferred provider of financial services in the communities it serves. This is achieved by focusing on building strong relationships and providing exceptional customer service.
Franklin Financial Services prides itself on being a locally owned and operated company that is deeply rooted in the communities it serves. The company and its employees are actively involved in supporting and giving back to the communities through volunteer work and financial contributions.
Since its inception, Franklin Financial Services has grown to over $1 billion in assets and continues to expand its services and market reach through strategic acquisitions and organic growth. The company is committed to providing its customers with the financial tools and resources they need to achieve their financial goals.

1. Longstanding History: The Franklin Financial Services company has been in operation since 1906, making it one of the oldest financial institutions in the United States.
2. Community Focus: The company is deeply rooted in the communities it serves and places a strong emphasis on building relationships and supporting local businesses.
3. Customer-driven Approach: Franklin Financial Services puts its customers first and is committed to providing personalized and high-quality financial services to meet their specific needs.
4. Strong Financial Performance: The company has a long history of strong financial performance, with solid profits and a strong balance sheet.
5. Diversified Services: Franklin Financial Services offers a wide range of financial services, including banking, insurance, trust and investment services, giving customers convenient access to all their financial needs under one roof.
6. Experienced Management Team: The company is led by a highly experienced management team with decades of experience in the financial services industry.
7. Commitment to Innovation: Franklin Financial Services embraces technology and continuously seeks innovative ways to improve its services, making it a leader in the industry.
8. Corporate Social Responsibility: The company is committed to giving back to the community and supports various charitable initiatives and community development projects.
9. Transparent and Ethical: Franklin Financial Services operates with transparency and integrity and has established a strong reputation for ethical behavior in the financial services industry.
10. Strong Corporate Governance: The company has a robust corporate governance structure in place, with a focus on accountability and responsible decision-making.