QNB Corp

1. Credit risk: As a financial institution, QNB Corp faces the risk of default by borrowers on loans and other credit facilities, which can lead to losses and negatively impact its financial performance.

2. Interest rate risk: QNB Corp earns a significant portion of its income from interest on loans and investments. Changes in interest rates can affect its profitability and asset values.

3. Market risk: QNB Corp’s investment portfolio is subject to market fluctuations, which can result in losses or reduced returns.

4. Liquidity risk: If QNB Corp is unable to meet its short-term obligations due to a lack of liquid assets, it may be forced to sell assets at a loss or borrow at unfavorable terms, which can impact its financial stability.

5. Operational risk: QNB Corp is exposed to operational risks such as technology failures, human error, fraud, and compliance failures, which can result in financial losses and damage to its reputation.

6. Regulatory risk: As a publicly traded company, QNB Corp is subject to various regulations and compliance requirements, and failure to comply can result in penalties, fines, and reputational damage.

7. Competitive risk: QNB Corp operates in a highly competitive market, and increased competition can impact its market share, pricing power, and profitability.

8. Reputation risk: Any negative publicity, scandal, or unethical behavior by QNB Corp or its employees can significantly damage its reputation and result in loss of customers and investors.

9. Cybersecurity risk: QNB Corp holds sensitive financial and personal information of its customers, and a data breach or cyber attack can result in financial losses, legal liabilities, and damage to its reputation.

10. Economic and political risk: QNB Corp operates in multiple countries, and any adverse economic or political events in these countries can impact its operations, profitability, and financial stability.