Great Southern Bancorp

-4.54%

1. Credit Risk: Great Southern Bancorp is exposed to credit risk as it lends money to individuals and businesses. If borrowers default on their loans, it can lead to losses for the company.

2. Interest Rate Risk: As a financial institution, Great Southern Bancorp makes money by charging higher interest rates on loans than it pays on deposits. Fluctuations in interest rates can impact the company's profitability and financial stability.

3. Market Risk: Great Southern Bancorp's investment portfolio is subject to market risk, as fluctuations in market conditions can lead to a decline in the value of its assets.

4. Regulatory and Compliance Risk: As a bank, Great Southern Bancorp is subject to regulations and must comply with laws related to banking, consumer protection, and data privacy. Failure to comply with these regulations can result in fines and penalties.

5. Operational Risk: Great Southern Bancorp faces operational risk from internal factors such as human error, system failures, and fraudulent activities, which can result in financial loss or reputational damage.

6. Liquidity Risk: Great Southern Bancorp must maintain enough liquidity to meet its financial obligations, such as withdrawing deposits or funding loans. If the company experiences a sudden outflow of deposits or is unable to raise enough funds, it can face liquidity issues.

7. Cybersecurity Risk: As a financial institution, Great Southern Bancorp is a target for cyber attacks, which can result in data breaches, financial losses, and reputational damage.

8. Economic and Political Risk: Natural disasters, economic downturns, and political instability can all have an impact on Great Southern Bancorp's operations and financial performance.

9. Competitive Risk: Great Southern Bancorp operates in a highly competitive market, and any changes in the competitive landscape can affect its market share and profitability.

10. Reputation Risk: Any negative publicity, such as a data breach or customer complaints, can damage Great Southern Bancorp's reputation and affect its relationship with customers and stakeholders.