Cembra Money Bank

Cembra Money Bank is a Swiss financial services company that provides consumer loans, credit cards, and savings accounts to individuals and small businesses. The company was founded in 1950 as a provider of consumer credit and has since expanded its services to include various financial products.
Cembra Money Bank is headquartered in Zurich, Switzerland and has a strong presence in the Swiss market, serving more than 1 million customers. The company has a staff of over 1,000 employees and operates through a network of 25 branches throughout Switzerland.
The company's mission is to help customers manage their financial needs in a responsible and sustainable manner. It focuses on offering tailored financial solutions and exceptional customer service.
As a financial institution, Cembra Money Bank is subject to strict regulations and oversight by the Swiss Financial Market Supervisory Authority (FINMA). The company also has a strong commitment to corporate responsibility and sustainability, integrating these principles into its business operations and decision-making processes.
Some key figures for Cembra Money Bank include a total income of CHF 889 million in 2020 and a net profit of CHF 166 million. The company has a strong capital base, with a common equity Tier 1 ratio of 21.3%, which indicates its financial stability and ability to weather economic challenges.
Overall, Cembra Money Bank is a reputable financial services company that is well-established in Switzerland and aims to provide customers with reliable, innovative, and sustainable financial solutions.

1. Leading consumer finance provider: Cembra Money Bank is the leading provider of consumer finance products and services in Switzerland, offering a wide range of products such as personal loans, credit cards, leasing, and insurance.
2. Established history: The company has a long and successful history, tracing its roots back to 1897 when it was founded as the Swiss Credit Office. This long-standing experience in the financial industry has allowed the company to develop a strong reputation and solid financial position.
3. Focused on digitalization and innovation: Cembra Money Bank has been at the forefront of digitalization and innovation in the financial industry. They have continuously invested in technology and digital solutions to improve the customer experience and offer more efficient and convenient services.
4. Customer-focused approach: The company prides itself on its customer-focused approach, offering personalized and tailored solutions to meet the individual needs of their clients. They also have a strong focus on transparency and ethical business practices.
5. Partnership with leading retailers: Cembra Money Bank has established partnerships with leading retailers in Switzerland, such as IKEA, H&M, and MediaMarkt, to offer their customers convenient and flexible financing options.
6. Strong financial performance: The company has a solid track record of delivering strong financial performance, with consistent growth in revenue, profitability, and dividend payments.
7. Commitment to sustainability: Cembra Money Bank is committed to sustainability and has implemented various measures to promote responsible lending practices and reduce their environmental impact, such as offering eco-friendly financing options and reducing their carbon footprint.
8. Award-winning: The company has received numerous awards and accolades, including being named "Best Credit Card Offer" and "Best Personal Loan Offer" by the independent financial comparison website moneyland.ch.
9. Strong corporate values: Cembra Money Bank places a strong emphasis on corporate values such as integrity, respect, teamwork, and customer focus, which guide their business operations and decision-making processes.
10. Solid financial position: With a healthy balance sheet, strong capitalization, and efficient risk management practices, Cembra Money Bank is well positioned to weather any economic challenges and continue to grow and succeed in the long run.

The Cembra Money Bank company is a Swiss consumer finance bank that provides financial products and services to individuals and small businesses. Its business model is based on offering a range of loan and credit card products, as well as savings and investment options, to its customers. The bank primarily generates revenue through interest income and fees from its lending and credit card operations. It also earns income from fees for its savings and investment products, as well as from foreign exchange and other banking services. The bank primarily operates in Switzerland and aims to provide its customers with personalized and efficient financial solutions. It also focuses on digitalization and innovation to enhance its customer experience and drive business growth.

1. Cembra Money Bank is the leading Swiss provider of personal loans and leasing services.
2. The bank was founded in 2013, but its roots can be traced back to the early 1960s when it was a subsidiary of Credit Suisse.
3. Cembra Money Bank has over 1 million customers and employs around 1,200 people.
4. The company is headquartered in Zurich, Switzerland, and has branches across the country.
5. Cembra Money Bank offers a wide range of financial services, including personal loans, car loans, credit cards, and leasing services for cars, motorcycles, and consumer goods.
6. The bank is listed on the SIX Swiss Exchange and is a constituent of the Swiss Performance Index (SPI).
7. In 2019, Cembra Money Bank generated a total income of CHF 785 million and had assets totaling CHF 9.6 billion.
8. The company has a strong focus on responsible lending practices, and conducts thorough credit checks to ensure that its customers can afford the loans they apply for.
9. Cembra Money Bank has won several awards and accolades, including being named the Best Consumer Finance Bank in Switzerland at the 2019 Global Consumer Finance Awards.
10. The bank also has a strong commitment to sustainability and has implemented various initiatives to reduce its environmental impact and promote social responsibility. This includes offering paperless statements and investing in renewable energy sources.

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