ORIX

-4.3%

1. Credit Risk: ORIX may be exposed to credit risk due to the issuance of corporate loans and other credits extended to customers. If ORIX’s borrowers fail to make timely payments or default on their loans, ORIX may incur losses.

2. Interest Rate Risk: ORIX may be exposed to the risk of rising interest rates since the performance of its loans and investments is sensitive to changes in the interest rate. If interest rates increase, the returns on ORIX’s loans and investments may decrease.

3. Currency Risk: ORIX may be exposed to currency risk due to its international operations and investments in foreign countries. ORIX’s financial performance may be adversely impacted if the exchange rate between the Japanese Yen and other currencies moves in an unfavorable direction.

4. Regulatory Risk: ORIX may be exposed to risk related to changes in the regulatory environment. Changes in legislation or regulations, or new interpretations of existing laws, may have a negative impact on ORIX’s business operations and financial performance.

5. Reputational Risk: ORIX may be exposed to reputational risk due to its international operations and investments. Changes in consumer perceptions about ORIX or its products and services could lead to a decline in demand and adversely affect ORIX’s business and financial performance.