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Kearny Financial
-4.98%
Financial services / Banking and Financial Services
At a Glance | Core Facts | Company | Industry | Competitors | Stock Swings | News | Income | Balance | Cash Flow | Growth | Enterprise | Ratios | Metrics | Dividends | Risks | SWOT | Porter's Five Forces | PEST | Score Positive | Clusters | Reports | Web1. Threat of new entrants
The banking industry is heavily regulated, making it difficult for new entrants to enter the market. Kearny Financial operates in a crowded market, facing competition from both large national banks and smaller regional banks. The threat of new entrants is therefore relatively low.
2. Bargaining power of suppliers
The main suppliers for Kearny Financial are its clients’ deposits and equity capital. These are widely available from a variety of sources, giving the company relatively low bargaining power over its suppliers.
3. Bargaining power of customers
Kearny Financial’s customers have a wide range of options when it comes to banking services, making their bargaining power relatively high. Customers can easily switch to another bank if they are dissatisfied with the services or fees offered by Kearny Financial.
4. Threat of substitutes
Kearny Financial offers a wide range of financial products and services, making it less susceptible to the threat of substitutes. However, with the rise of digital banking, customers may choose to conduct their financial transactions through online platforms rather than traditional banks, posing a moderate risk to Kearny Financial.
5. Intensity of competitive rivalry
The banking industry is highly competitive, and Kearny Financial faces competition from both large and small banks. However, the company has carved out a niche market in specific regions where it operates, reducing the intensity of competitive rivalry in these areas. Overall, the intensity of competition is moderate for Kearny Financial.
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