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Postal Savings Bank of China 
Financial services / Banking and Financial Services
At a Glance | Core Facts | Company Due Diligence | Industry Due Diligence | Competitors | Stock Swings | News | Income | Balance | Cash Flow | Growth | Enterprise | Ratios | Metrics | Dividends | Risks | SWOT | Porter's Five Forces | PEST | Score Positive | Clusters | Reports | Web1. Regulatory Risk: The Postal Savings Bank of China (PSBC) is a Chinese state-owned commercial bank and is regulated by the People’s Bank of China, the country’s central bank. Changes in regulations or Chinese government policy could have an adverse effect on PSBC.
2. Currency Risk: PSBC is exposed to currency risk, as it has deposits and lends in both the Chinese yuan and foreign currencies. Fluctuations in foreign exchange rates could affect the bank’s business.
3. Interest Rate Risk: PSBC is exposed to the risk of fluctuations in interest rates. These fluctuations can affect the bank’s profitability.
4. Liquidity Risk: PSBC could have difficulty in meeting customer withdrawals or sudden fund requirements, if liquidity conditions become tight or in the event of a business slowdown.
5. Technology Risk: PSBC utilizes new technologies, which can be vulnerable to security breaches or cyber-attacks.
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