Webster Bank

1. Credit risk: As a bank, Webster Bank is exposed to credit risk which refers to the potential for borrowers to default on their loans or fail to meet their debt obligations. This can result in losses for the bank and negatively impact its financial stability.

2. Interest rate risk: Webster Bank also faces interest rate risk, which is the potential for changes in interest rates to affect the bank's profitability. When interest rates change, it can impact the bank's cost of funds, interest income, and the value of its assets and liabilities.

3. Market risk: The bank is also exposed to market risk, which relates to potential losses due to fluctuations in market conditions such as interest rates, foreign exchange rates, and equity prices. Changes in market conditions can impact the bank's financial performance and results.

4. Operational risk: As with any financial institution, Webster Bank is exposed to operational risk, which includes the risk of losses due to human error, technology failures, fraud, and other internal and external factors.

5. Compliance and regulatory risk: The bank operates in a highly regulated industry and must comply with various laws, regulations, and guidelines. Failure to comply with these can result in legal and financial consequences.

6. Reputation risk: Any negative publicity, customer dissatisfaction or legal issues can damage the bank's reputation, leading to a loss of customers and business.

7. Cybersecurity risk: With the increased use of technology and digital banking, Webster Bank faces the risk of cyber attacks, data breaches, and other forms of cybercrime, which can result in financial losses and damage to the bank's reputation.

8. Liquidity risk: Webster Bank must have sufficient liquidity to meet its financial obligations, such as depositor withdrawals and loan disbursements, at any given time. A lack of liquidity can have a significant impact on the bank's operations and financial health.

9. Economic and geopolitical risks: The bank's performance is also affected by broader economic and geopolitical factors, such as economic downturns, political instability, and changes in trade policies, which can impact the bank's loan portfolios and overall financial stability.

10. Competitive risks: Webster Bank operates in a highly competitive market, facing competition from other banks, credit unions, and financial technology companies. Increased competition can affect the bank's market share, profitability, and growth potential.