Resona Holdings

Resona Holdings, Inc. is a financial services holding company headquartered in Tokyo, Japan. It was founded in 2001 and is the fourth largest banking group in Japan by total assets. The company operates through its subsidiaries, including Resona Bank, Saitama Resona Bank, Kinki Osaka Bank, and Resona Trust and Banking Co., Ltd.
Resona Holdings offers a range of financial services, including banking, lending, asset management, insurance, and international business. Its main business sectors include retail banking, corporate banking, and trust and securities services.
The company prides itself on its commitment to social responsibility and sustainability, with a focus on supporting local communities and promoting sustainable economic growth. Resona Holdings has also implemented various initiatives to promote diversity and inclusion within the company, including initiatives to support women’s empowerment and promote a diverse workforce.
In addition to its operations in Japan, Resona Holdings has a presence in other countries through its subsidiary, Resona Bank, including branches in New York, London, Hong Kong, and Singapore.
Overall, Resona Holdings is a well-established and reputable company in the financial services industry, with a strong commitment to responsible business practices and serving the needs of its customers.

1. Long History: Resona Holdings has a long history, dating back to 1881 when its predecessor, Kansai Hashin Bank, was founded. This gives the company a strong foundation and reputation in the Japanese financial market.
2. Large Scale: Resona Holdings is one of the largest financial institutions in Japan, with total assets of over 56 trillion yen. It is also one of the largest regional banks in the country, with branches in all 47 prefectures.
3. Diverse Business: The company has a wide range of business operations, including banking, trust banking, securities, credit cards, and other financial services. This diversification allows Resona Holdings to offer a comprehensive range of financial solutions to its customers.
4. Strong Network: Resona Holdings has a strong network of subsidiaries and affiliated companies, including regional banks, trust banks, securities firms, and insurance companies. This network allows the company to provide seamless and integrated services to its clients.
5. Customer-Oriented: Resona Holdings has a strong focus on customer satisfaction and aims to provide the best financial solutions to meet the diverse needs of its customers. This customer-centric approach has helped the company to build a loyal customer base.
6. Technologically Advanced: Resona Holdings has invested significantly in technology and has a state-of-the-art digital infrastructure. This has enabled the company to offer innovative and efficient financial services, enhancing the overall customer experience.
7. Social Responsibility: Resona Holdings is committed to sustainable and responsible business practices and has implemented various initiatives to support the local communities and contribute to society. This has earned the company a positive reputation and trust among stakeholders.
8. Strong Financial Performance: Despite facing challenges in the past, Resona Holdings has consistently maintained a strong financial performance. The company has a stable balance sheet, low nonperforming loan ratio, and a healthy profitability ratio, making it a reliable and stable financial institution.

Resona Holdings is a Japanese financial services company with a business model that is centered around providing various banking and financial services to individuals, corporations, and institutional clients.
The company operates through its subsidiary banks: Resona Bank, Saitama Resona Bank, Kinki Osaka Bank, and Resona Trust Bank. These banks offer a range of services such as deposit accounts, lending, credit cards, investment products, and foreign exchange services.
Resona Holdings also offers asset management, real estate lease, and leasing services through its subsidiaries. It has a strong presence in the retail banking sector and is one of the largest banks in Japan by total assets.
Additionally, the company has a focus on sustainability and works towards promoting economic, social, and environmental well-being through its business activities.
Overall, Resona Holdings’ business model is centered around providing comprehensive financial services while also promoting sustainable growth and contributing to society.

1. Resona Holdings is one of the largest financial groups in Japan, with total assets of over 64 trillion yen.
2. The company was formed in 2001 through the merger of three regional banks: Daiwa, Kinki Osaka Bank, and Nara Bank.
3. As of 2021, Resona Holdings has over 800 branches across Japan and operates in various business areas such as banking, leasing, securities, and credit cards.
4. The company’s name, Resona, comes from the words Resource, Synergy, and Network, representing its commitment to growing and supporting the local communities it serves.
5. Resona Holdings is the first Japanese bank to implement a one-share, one-vote system, allowing all shareholders to have an equal say in company decisions regardless of the number of shares they hold.
6. In 2018, Resona Holdings became the first bank in Japan to launch a mobile banking app for visually impaired users.
7. The company has a strong focus on sustainability and was ranked as one of the top three most influential Japanese companies in the Dow Jones Sustainability Index in 2020.
8. Resona Holdings is a member of the Mitsubishi UFJ Financial Group (MUFG), one of the world’s largest banking groups.
9. In 2003, Resona Holdings infamously became the first bank in Japan to receive a government bailout after suffering major financial losses.
10. The company has a strong presence in the regional banking sector, with its subsidiary banks serving as the main financial institutions for many local businesses and individuals in their respective regions.
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