Resona Holdings

Resona Holdings, Inc. is a financial services holding company headquartered in Tokyo, Japan. It was founded in 2001 and is the fourth largest banking group in Japan by total assets. The company operates through its subsidiaries, including Resona Bank, Saitama Resona Bank, Kinki Osaka Bank, and Resona Trust and Banking Co., Ltd.
Resona Holdings offers a range of financial services, including banking, lending, asset management, insurance, and international business. Its main business sectors include retail banking, corporate banking, and trust and securities services.
The company prides itself on its commitment to social responsibility and sustainability, with a focus on supporting local communities and promoting sustainable economic growth. Resona Holdings has also implemented various initiatives to promote diversity and inclusion within the company, including initiatives to support women’s empowerment and promote a diverse workforce.
In addition to its operations in Japan, Resona Holdings has a presence in other countries through its subsidiary, Resona Bank, including branches in New York, London, Hong Kong, and Singapore.
Overall, Resona Holdings is a well-established and reputable company in the financial services industry, with a strong commitment to responsible business practices and serving the needs of its customers.

1. Long History: Resona Holdings has a long history, dating back to 1881 when its predecessor, Kansai Hashin Bank, was founded. This gives the company a strong foundation and reputation in the Japanese financial market.
2. Large Scale: Resona Holdings is one of the largest financial institutions in Japan, with total assets of over 56 trillion yen. It is also one of the largest regional banks in the country, with branches in all 47 prefectures.
3. Diverse Business: The company has a wide range of business operations, including banking, trust banking, securities, credit cards, and other financial services. This diversification allows Resona Holdings to offer a comprehensive range of financial solutions to its customers.
4. Strong Network: Resona Holdings has a strong network of subsidiaries and affiliated companies, including regional banks, trust banks, securities firms, and insurance companies. This network allows the company to provide seamless and integrated services to its clients.
5. Customer-Oriented: Resona Holdings has a strong focus on customer satisfaction and aims to provide the best financial solutions to meet the diverse needs of its customers. This customer-centric approach has helped the company to build a loyal customer base.
6. Technologically Advanced: Resona Holdings has invested significantly in technology and has a state-of-the-art digital infrastructure. This has enabled the company to offer innovative and efficient financial services, enhancing the overall customer experience.
7. Social Responsibility: Resona Holdings is committed to sustainable and responsible business practices and has implemented various initiatives to support the local communities and contribute to society. This has earned the company a positive reputation and trust among stakeholders.
8. Strong Financial Performance: Despite facing challenges in the past, Resona Holdings has consistently maintained a strong financial performance. The company has a stable balance sheet, low nonperforming loan ratio, and a healthy profitability ratio, making it a reliable and stable financial institution.