Agricultural Bank of China

1. Credit Risk: Agricultural Bank of China's exposure to troubled industries and resulting credit losses could leave its shareholders exposed to significant risks. For instance, in 2019, the bank faced an increase of credit impairments, which impacted the bank’s performance and profits, along with its credit rating.

2. Cyber Risk: The bank's extensive online networks and global operations open it up to potential cyber-attacks and other digital threats. Such an attack could damage its reputation and put customer data at risk.

3. Political Risk: Agricultural Bank of China is exposed to the effect of initiatives taken by the Chinese government, which limits the bank's freedom of action and may influence its ability to perform. Additionally, escalating trade tensions between the US and China increase the risk of political intervention, which could negatively impact the bank's operations.

4. Foreign Exchange Risk: Agricultural Bank of China's involvement in international business increases its exposure to foreign exchange rate fluctuations, which could have a negative impact on the value of its assets and liabilities.