City Holding

-5.6%

1. Regulatory Risk: City Holding Co. is subject to various laws and regulations, including those of the Securities and Exchange Commission and applicable laws governing its activities, and must continually operate within this framework. Non-compliance with laws and regulations could subject the company to fines, penalties, or other sanctions.

2. Credit Risk: City Holding Co. is exposed to credit risk from its customers, in terms of the risk that they will not be able to make payments on outstanding loans or other debt instruments.

3. Interest Rate Risk: Changes in market interest rates can negatively affect the income earned on investments and loans at City Holding Co.

4. Liquidity Risk: City Holding Co. must maintain sufficient liquidity to meet its day-to-day activities. If liquidity unexpectedly shrinks, it could affect the company’s ability to fund its operations.

5. Competition Risk: City Holding Co. is subject to the risk of competition from other financial institutions, as they may offer customers more attractive terms. This could lead to reduced market share or lost business.

6. Information Technology Risk: City Holding Co. is exposed to the risk of cyber attacks, data breaches, and other malicious events that could have a damaging impact on operations.

7. Reputational Risk: Any negative publicity associated with City Holding Co. could affect the company’s reputation and its ability to attract new customers.