Sumitomo Mitsui Financial Group

-9.32%

1. Credit Risk: Sumitomo Mitsui Financial Group operates in a highly competitive financial environment with a large number of competitors and the risk of reduced profits due to competition. The company also faces the risk of default if its borrowers are unable to repay their loans.

2. Interest Rate Risk: The ability of Sumitomo Mitsui Financial Group to make profits relies on their ability to accurately anticipate and manage changes in interest rates. Improper management of interest rate movements can result in losses for the company.

3. Operational Risk: The operations of Sumitomo Mitsui Financial Group are subject to risks such as IT malfunctions, operational errors, external security attacks, and regulatory changes. Any of these risks could have a negative impact on the company’s operations and reputation.

4. Liquidity Risk: Sumitomo Mitsui Financial Group is exposed to the risk of difficulty in obtaining needed capital due to lack of liquid assets or unwillingness of investors to purchase assets. This could impair the company's ability to respond to changing business conditions.

5. Reputational Risk: Sumitomo Mitsui Financial Group is susceptible to reputational damage due to negative publicity or allegations of improper practices. This could adversely affect the company’s ability to attract new customers and maintain existing customers.